At the practice, we can provide access to interest-free and interest bearing finance options that allow you to spread the cost of treatment, making it more affordable.  There’s a range of finance facilities available, allowing you to choose the one that suits you best.

Who can apply? You will only be considered for finance if you:

Are at least 18 years old. Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private/ company pension or in receipt of disability allowance). Are a permanent UK resident and have lived in the UK for at least 3 years. Have a UK bank account capable of accepting Direct Debits. Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies. Provide an email address so your documentation can be emailed to you.

How do I make the repayments?

Much like any other finance facilities, you repay them in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.

How do I apply?

Once your treatment plan and costs have been agreed and you’ve decided which finance facility best suits you, you’ll be able to complete an easy-to-use online credit application.

How long does approval take?

The application takes just a few minutes to complete and the decision is given instantly. If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.

12 months at 0% interest example:

Treatment cost £2500
Deposit £0
APR representative 0%
APR Interest rate - fixed 0%
Term (months) 12
Monthly payment £208.33
Total payment £2500

Credit is provided by Shawbrook Bank Ltd who are authorised and regulated by the Financial Conduct Authority. We do not act for or represent Shawbrook Bank Ltd. Approval for credit is subject to status.

To find out how you could benefit from this easy and affordable way to pay for the treatment you want, please speak to a member of the reception team.


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